An Update

Operation Get Out Of Debt began on April 1st.

I cannot tell you how happy I am that I made the decision to focus my finances and make a plan to get out of debt.  I am BEYOND thankful that Nate took the time and made the HUGE effort to help me build a cash flow budget, create a plan of attack, and helped me to see through all of this clearly.

I am so proud of how well I have done with this journey.

My credit card balance has been cut in half... and I am not talking $1,000 to $500 either.
My savings account has grown exponentially.
I no longer wonder how I will pay for gas at the end of the month.
I can tell you exactly where every penny goes.

I am fairly certain the people at Target miss my "make it rain"mentality - I swear I must have gone to Target on pay day and just thrown my check in the air because I certainly spent A LOT of money there with not really anything to show for said purchases.

There are hard parts to this journey but I always have to take a step back and remind myself what the end goal is, and then the hard parts aren't so hard.